Website Use Subject To:

By accessing and browsing this web site you accept and agree to be bound by and comply with, without limitation or qualification, the terms and conditions set out below. Please read these terms and conditions before using this web site.

If you do not accept and agree to be bound by the terms and conditions, please do not continue using this site. These terms and conditions may be changed from time to time without notice. Please ensure that you review these terms and conditions regularly.

In these terms and conditions, any reference to “we”, “us”, or “our” refers to Dion Insurance Program Management Inc.

Use License

Subject to your strict compliance with these terms and conditions, permission is granted to temporarily download one copy of the materials (information or software) owned outright in whole or in part by us for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on our web site;
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Privacy

Your use of this Website is subject to our Privacy Policy. Your acceptance of these Terms indicates your consent to the Privacy Policy as well.

Obtaining an Insurance Quote

The content of this web site is the copyright of Dion Insurance Program Management Inc. and is protected under the Federal and Provincial laws and regulations of Canada. All rights reserved. The information on this web site may not be reproduced, or distributed in whole or in part without our prior written consent which may be arbitrarily withheld.

Insurance quotes are provided only for those jurisdictions indicated on the website. No insurance product is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the laws of that jurisdiction.

Information Accuracy

All information on this website, including quotations and information relating to premiums is subject to change without notice. We strive to provide accurate and up to date material on this website. However, we make no warranties or representations and there are no conditions as to the accuracy or timelines of the material provided on this website. We assume no liability or responsibility for any errors or omissions on this website.

Ownership of Intellectual Property

The content of this web site is the copyright of Dion Insurance Program Management Inc. and is protected under the Federal and Provincial laws and regulations of Canada. All rights reserved. The information on this web site may not be reproduced, or distributed in whole or in part without our prior written consent which may be arbitrarily withheld.

The text, illustrations, graphics and images displayed as part of the quote engine on the web site are proprietary and will remain at all times the property of Dion Insurance Program Management Inc. unless stipulated otherwise herein. They may not under any circumstances be sold, reproduced, copied, modified, published, distributed, uploaded, broadcast or retransmitted, in whole or in part, without permission.

Any infringement of these rights will result in appropriate legal action. General informative content articles may be used for the purposes of social media and links may be created to this site as part of newsgroups, blogs and bulletin boards provided the source of the material is credited and clearly indicated to us.

Certain names, logos, words, titles, phrases, service marks, icons, graphics or designs or other content contained on this web site are trade-marks or trade-names, which belong to or are licensed by Dion Insurance Program Management You are not permitted to use these marks, logos, names without our express consent. Any unauthorized use, copying, downloading may violate provincial or federal law that may result in legal action.

Arch, Arch Insurance and Arch Insurance Canada are trademarks used under license and are subject to all of the above restrictions and protections.

Our Use of Cookies

This website and our quotation engine use cookies to allow and facilitate your user session with us. During the quotation process, cookies store session information to ensure that the data is passed on in proper sequence from step to step. The cookie itself is stored on your own computer and does not contain any personal information. We also use third party analytics code to help us better evaluate the effectiveness of our advertising and to determine the behavior of visitors on our website in an effort to provide you with the most ongoing enhanced customer experience.

Revisions and Errata

The materials appearing on our web site could include technical, typographical, or photographic errors. We do not warrant that any of the materials on our web site are accurate, complete, or current. We may make changes to the materials contained on our web site at any time without notice. We do not, however, make any commitment to update the materials.

Site Terms of Use Modifications

We may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the current version of these Terms and Conditions of Use.

Links

This Website may contain links to other sites on the World Wide Web, other than the Co-Branded Areas. Links to outside sites do not constitute or imply endorsement by us of the linked site or any material contained within, and we are not responsible or liable for the information contained, or any products or services offered, on such other sites. Access to these sites is at your own risk.

Governing Law

Any claim relating to this website shall be governed by the laws of the Province of Ontario without regard to its conflict of law provisions. General Terms and Conditions applicable to use of a web site.

Limitation of liability

Your access to and use of this website are at your own risk. If you are dissatisfied with this site or its content, your sole recourse is to discontinue your access and use of the site.

We and our providers will not be responsible or liable for (a) any damages to or viruses that may infect your computer equipment or other property as the result of your access to, use of or browsing in this website or your downloading of any content or (b) any injury, loss, claim, damage, or any special, exemplary, punitive, indirect, incidental or consequential damages of any kind (including without limitation lost profits or lost savings), whether based in contract, tort, strict liability or otherwise, that arises out of or is in any way connected with (i) any use of this website or the content found therein, (ii) any failure or delay (including without limitation the use of or inability to use any component of this website to submit applications for insurance products or services), or (iii) the performance or non-performance by us or any provider, even if we have been, or a provider has been advised, of the possibility of damages to such parties or any other party.

This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence, or under any other cause of action.

Disclaimer of warranties

We and our providers make no warranty of any kind regarding this website and/or the content. This website and content are provided "as-is". We expressly disclaim any representation or warranty that this website will be error-free, secure, or uninterrupted. We further disclaim any warranty as to the accuracy, adequacy, completeness or timeliness of any of the content on this website, and further expressly disclaims liability resulting from or arising out of any errors or omissions contained in the information or materials accessed on or through this website.

We and our providers expressly disclaim all warranties and conditions, including implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, freedom from computer virus and those arising by statute or otherwise in law or from a course of dealing or usage of trade. Some jurisdictions do not allow the disclaimer of implied warranties, so this warranty disclaimer may not apply in whole or in part to you.

This website is intended solely for users located in Canada. If you use this website from another location, you are doing so on your own initiative and are responsible for compliance with applicable local laws regarding your online conduct and acceptable content.

You may not use this website to conduct any activity that is illegal or violates the rights of others or these terms of service.

If any provision of these terms and conditions of use is for any reason deemed invalid, unlawful, void or unenforceable by a court or arbitrator of competent jurisdiction, then that provision will be deemed severable from these terms and conditions and will not affect the validity or enforceability of the remainder of these terms and conditions.